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Jang, Bong-Gyu; Kim, Kyeong Tae . (2015). Optimal reinsurance and asset allocation under regime switching. Journal of Banking & Finance, 56(), 37–47. doi:10.1016/j.jbankfin.2015.03.002 
An interview with Sci-Hub Founder Alexandra Elbakyan,Who exactly should pay for academic research