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Bierth, Christopher; Irresberger, Felix; Weiß, Gregor N.F. . (2015). Systemic risk of insurers around the globe. Journal of Banking & Finance, 55(), 232–245. doi:10.1016/j.jbankfin.2015.02.014 

An interview with Sci-Hub Founder Alexandra Elbakyan,Who exactly should pay for academic research